About Coverwise.co.uk

Coverwise discount codes and voucher codes are listed above. Here is what the company sells, what actually matters in a travel policy, and what a Coverwise discount code covers.

About Coverwise

Coverwise is a British travel insurance provider selling single trip, annual multi-trip and family policies online, competing on price in a crowded comparison market.
Travel insurance is bought once and read never, which is exactly backwards. The document is short and the parts that matter are few, and reading them takes less time than the booking did.

What they cover

Policies across several tiers covering medical expenses and repatriation, cancellation and curtailment, baggage and personal belongings, personal liability and travel disruption, with winter sports and other activities available as add-ons.
European and worldwide options are priced separately, and the worldwide tiers usually split according to whether the United States and Canada are included.

What to check in a travel policy

Medical cover is the reason the policy exists. Baggage limits are what people compare and they are trivial next to a hospital bill abroad, so the medical and repatriation limits are the numbers to look at first.
Declare every pre-existing medical condition, including ones that feel resolved, and do it for everyone named on the policy. An undeclared condition does not merely exclude that condition — it can void the entire policy, including a claim for something unrelated. This is the single most common reason travel claims are refused.
Check the excess per person per section, the activities covered, and whether the trip length and destination on the policy match the booking. A cheap premium with a high excess is not cheap once a claim is made.
Buy the policy when the holiday is booked rather than before departure, since cancellation cover starts from the purchase date. Nothing here is financial advice, and the policy wording is the authority rather than any summary.

Using a Coverwise discount code

Complete the quote, apply the code before payment and check the premium. These appear as Coverwise discount codes, voucher codes and promo codes.
Insurance codes usually apply to a new policy rather than to a renewal, and to the base premium rather than to add-ons such as winter sports or gadget cover. Medical screening loadings are calculated separately and are not discountable.